Insurance Content

With Flood Risk Rising, Can Community-Based Insurance Fill a Gap?

Katherine E Kerlin — February 26, 2024 - 9:15am

�ٺ��Ƶ helps Isleton, California, launch the state's first community insurance program focused on flood risk, climate adaptation and sustainability in Sacramento County.

What FEMA's New Flood Risk Rating Means for Californians

Katherine E Kerlin — September 20, 2021 - 4:24pm

A team of �ٺ��Ƶ scientists and flood experts have “reverse engineered” FEMA data regarding the federal agency’s new Risk Rating 2.0 to better understand expected premium changes for California policyholders down to the zip code.

Risk Rating 2.0 will be formally introduced on Oct. 1 and is considered FEMA’s most significant reform to the National Flood Insurance Program (NFIP) in 50 years.

What Will Happen With Insurance Rates After COVID-19?

Karen Michele Nikos — May 01, 2020 - 4:34pm

By Suzy Taherian, �ٺ��Ƶ Graduate School of Management

The following column is excerpted from an article that appeared in Forbes by Suzy Taherian, a lecturer in the �ٺ��Ƶ Graduate School of Management.

The California insurance commissioner ordered insurance companies to issue automobile policy refunds for March and April due to lower auto collision risk during the shelter-in-place. But in the meantime, premiums on other policies are expected to increase substantially and there are major legal battles on business interruption claims.

With Climate Change, Insurance May Provide Best Safety Net for World’s Poor

Amy M Quinton — January 04, 2018 - 4:38pm

A new �ٺ��Ƶ study shows insurance can be the most effective way to increase the resilience of poor households in the face of climate change, while also preventing other households from falling into poverty.

�ٺ��Ƶ Launches $1.4 Million Project to Help Kenya’s Rural Poor

Patricia Bailey — February 27, 2017 - 1:49pm

A $1.4 million grant from USAID is targeting poverty in one of the poorest regions of the world. The grant funds a project, recently launched by University of California, Davis, researchers in northern Kenya, that will use a randomized, controlled trial to evaluate the impacts of combining programs that offer training, support and aid with affordable insurance to reduce chronic poverty.